Education Planning
Education Planning
Empower Their Future: MindfulWealth Education Planning Service.
Give your child the gift of limitless opportunity with thoughtful education planning. At MindfulWealth, we help you secure your loved ones’ academic aspirations through a disciplined, goal-focused investment strategy. Let us guide you on a path where every rupee saved is a step closer to a brighter tomorrow, ensuring your child’s journey to success is supported every step of the way.
Key features of Education planning
Duration
The Education planning typically spans 8 to 18 years, depending on your child’s age and goals. Starting early gives your investments more time to grow.
Amount
With a clear goal in mind—like ₹40L for undergrad in India or ₹1 Cr for a Master’s overseas—we help break it down into achievable monthly investments.
Portfolio
We follow a time-linked investment strategy—allocating more to equity in the early years to maximise growth, and gradually shifting to safer instruments as the goal approaches.
Examples of Education planning
Examples of Education planning
- Building a corpus of ₹40L over 15 years for a child’s undergraduate education in India.
- Accumulating ₹1 Cr over 18 years for a Master’s degree in the U.S.
- Planning structured withdrawals across 3–5 years to cover tuition, living expenses, and travel.
Our other financial services
Retirement Freedom Planning
Simplified Goal-Based Investment
Wealth Generation Plans
Insurance Guidance (Health & Term)
FAQs
The best time is as early as possible—ideally when your child is born. Early planning gives your investments more time to grow, reduces financial pressure later, and helps you benefit from compounding over the long term. Even small, consistent contributions can add up to a significant corpus.
This depends on factors like current education costs, expected inflation, course duration, and whether the education is in India or abroad. For example, a ₹40L corpus might be needed for an Indian undergraduate program in 15 years, or ₹1 Cr for a Master’s in the US. We help you work backward to calculate the monthly investment needed.
A time-linked approach works best—invest more in equity during the early years to build growth, and gradually shift to safer instruments like debt funds as the goal nears. This strategy balances growth with capital protection, ensuring funds are available when you need them most.
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